NOTE: This course has recently been updated! Learn more about the changes.

Trimester Course
Personal Finance

Trimester Course

The Trimester Course uses 41 of the Semester Course’s lessons and features an additional 7 unique lessons to guarantee there are no content gaps. By the end of this course, students will have a thorough understanding of personal finance topics and be prepared to handle the financial responsibilities that exist after graduation.
 
Grade Level(s):
9-12
Format(s):
Google Drive, Nearpod
Assessments:
Diagnostic Exam, Final Exam, Unit Exams & Summative Project
Cost:
FREE, and always will be
Course Materials
Syllabus, Assessments, and more
Unit 1 (8)
Behavioral Economics
Unit 2 (1)
Banking
Unit 3 (7)
Investing
Unit 4 (3)
Types of Credit
Unit 5 (4)
Managing Credit
Unit 6 (5)
Paying for College
Unit 7 (9)
Career
Unit 8 (11)
Insurance
Unit 9 (10)
Taxes
Unit 10 (6)
Budgeting
Unit 11 (21)
Consumer Skills

Unit 1 Behavioral Economics

View Unit Plan >     View Parent Newsletter >

Trimester Course Syllabus

View Syllabus

Assessments

You can register for a teacher account to get access to assessments!

Your Values and Money
(376)

View Student Activity Packet
View Answer Key Add to Nearpod

Your Money & Social Media
(415)

View Student Activity Packet
View Answer Key Add to Nearpod

Your Brain and Money
(388)

View Student Activity Packet
View Answer Key Add to Nearpod

Overcoming Cognitive Biases
(389)

View Student Activity Packet
View Answer Key Add to Nearpod

Checking and Savings Accounts
(88)

View Student Activity Packet
View Answer Key Add to Nearpod

Beware of Banking Fees
(396)

View Student Activity Packet
View Answer Key Add to Nearpod

Strategies to Save
(398)

View Student Activity Packet
View Answer Key Add to Nearpod

Online and Mobile Banking
(400)

View Student Activity Packet
View Answer Key Add to Nearpod

Why Should I Invest in the Stock Market?
(89)

View Student Activity Packet
View Answer Key Add to Nearpod

What is a Stock?
(426)

View Student Activity Packet
View Answer Key Add to Nearpod

What is a Bond?
(427)

View Student Activity Packet
View Answer Key Add to Nearpod

Managing Risk
(428)

View Student Activity Packet
View Answer Key Add to Nearpod

Deep Dive Into Funds
(430)

View Student Activity Packet
View Answer Key Add to Nearpod

Start Investing
(431)

View Student Activity Packet
View Answer Key Add to Nearpod

How to Invest for Retirement
(433)

View Student Activity Packet
View Answer Key Add to Nearpod

Intro to Credit
(377)

View Student Activity Packet
View Answer Key Add to Nearpod

Credit Cards
(90)

View Student Activity Packet
View Answer Key Add to Nearpod

Loan Fundamentals
(380)

View Student Activity Packet
View Answer Key Add to Nearpod

Auto Loans
(381)

View Student Activity Packet
View Answer Key Add to Nearpod

Debt Management
(384)

View Student Activity Packet
View Answer Key Add to Nearpod

Your Credit Report
(385)

View Student Activity Packet
View Answer Key Add to Nearpod

Your Credit Score
(386)

View Student Activity Packet
View Answer Key Add to Nearpod

Building Credit from Scratch
(387)

View Student Activity Packet
View Answer Key Add to Nearpod

Applying for the FAFSA
(436)

View Student Activity Packet
View Answer Key Add to Nearpod

Scholarships and Grants
(437)

View Student Activity Packet
View Answer Key Add to Nearpod

Student Loans
(438)

View Student Activity Packet
View Answer Key Add to Nearpod

Financial Aid Packages
(439)

View Student Activity Packet
View Answer Key Add to Nearpod

Student Loan Repayment
(440)

View Student Activity Packet
View Answer Key Add to Nearpod

Building Your Career
(91)

View Student Activity Packet
View Answer Key Add to Nearpod

Resumes and Cover Letters
(98)

View Student Activity Packet
View Answer Key Add to Nearpod

The Interview
(99)

View Student Activity Packet
View Answer Key Add to Nearpod

Insurance 101
(92)

View Student Activity Packet
View Answer Key Add to Nearpod

Auto and Renters Insurance
(93)

View Student Activity Packet
View Answer Key Add to Nearpod

How Health Insurance Works
(459)

View Student Activity Packet
View Answer Key Add to Nearpod

How to Access Health Insurance
(460)

View Student Activity Packet
View Answer Key Add to Nearpod

Taxes and Your Pay Stub
(413)

View Student Activity Packet
View Answer Key Add to Nearpod

The Tax Cycle and Job Paperwork
(462)

View Student Activity Packet
View Answer Key Add to Nearpod

Teens and Taxes
(463)

View Student Activity Packet
View Answer Key Add to Nearpod

How to File Your Taxes
(464)

View Student Activity Packet
View Answer Key Add to Nearpod

Completing the 1040
(465)

View Student Activity Packet
View Answer Key Add to Nearpod

Budgeting Strategies
(443)

View Student Activity Packet
View Answer Key Add to Nearpod

Budgeting for Rent and Food
(101)

View Student Activity Packet
View Answer Key Add to Nearpod

Budgeting for Transportation
(445)

View Student Activity Packet
View Answer Key Add to Nearpod

Build Your Budget
(448)

View Student Activity Packet
View Answer Key Add to Nearpod

Advertisements & Dark Patterns
(466)

View Student Activity Packet
View Answer Key Add to Nearpod

Comparison Shopping
(467)

View Student Activity Packet
View Answer Key Add to Nearpod

Identity Theft
(468)

View Student Activity Packet
View Answer Key Add to Nearpod

Resources

Activities

ANALYZE: A FAFSA Submission Summary
ANALYZE: A High School Resume and Cover Letter
ANALYZE: College and Career Choices
ANALYZE: Dollar Cost Averaging in Action
ANALYZE: Overdraft Fees
ANALYZE: Understanding Amortization
ANALYZE: What is My Role as a Consumer?
CALCULATE: Completing a 1040
CALCULATE: Impact of Credit Score on Loans
CALCULATE: Shopping with Interest
COMPARE: Auto Loans
COMPARE: Tax Forms and their Purpose
COMPARE: Types of Health Insurance Plans
COMPARE: Types of Identity Theft
COMPARE: Types of Investment Funds
COMPARE: Types of Retirement Accounts
COMPARE: Types of Savings Accounts
COMPARE: Which Repayment Option is Best?
CREATE: A Salary-Based Budget
CREATE: Your Savings Goals
FINE PRINT: Bond Mutual Fund Fact Sheet
FINE PRINT: Checking Account Statement
FINE PRINT: Credit Report
FINE PRINT: Financial Aid Package
FINE PRINT: Pay Stub
FINE PRINT: W-2 Form
FINE PRINT: W-4 Form
INTERACTIVE: Bummer!
INTERACTIVE: Compounding Cat Insanity
INTERACTIVE: FICO Credit Scores
INTERACTIVE: Invest with STAX!
INTERACTIVE: Online Bank Simulator
INTERACTIVE: Which Jobs Align with My Interests?
MOVE: Build Your Budget
MOVE: Career Comparison
MOVE: Credit Musical Chairs
MOVE: Identifying Dark Patterns
MOVE: Making Transportation Decisions
MOVE: What Will You Buy?
MOVE: Your Account Balance
MOVE: Your Cognitive Biases
MOVE: Your Money Values
MOVE: Your Tax Dollar in Action
PLAY: Dollar Auction Game
PLAY: Should They File a Tax Return?
PLAY: The Bean Game
PLAY: Types of Car Insurance
PROJECT: 5 Stocks on Your Birthday
PROJECT: Budgeting with Roommates
PROJECT: Joining the Market
PROJECT: Who Aced the Interview Challenge?
RESEARCH: Finding Scholarships and Grants
RESEARCH: Insurance in Your State
RESEARCH: The Tax Cycle

Case Studies

CASE STUDY: How Do I Budget?

Data Crunches

DATA CRUNCH: How Do Americans Get Health Insurance?
DATA CRUNCH: How Does Your Asset Mix Impact Your Returns?
DATA CRUNCH: How Old Are Most Taxpayers?
DATA CRUNCH: How do Consumers Use Mobile Banking?
DATA CRUNCH: What Does The Average Household Spend Money On?
DATA CRUNCH: What Is The Most Common Credit Score By Age?
DATA CRUNCH: What's the Distribution of Federal Student Loan Debt in the U.S.?

Questions of the Day

How long does it take to establish your first credit score?
How many minors have had their identity stolen?
How much are the average overdraft, maintenance, and out-of-network ATM fees?
How much does a texting while driving ticket increase auto insurance premiums?
How much does an average overnight hospital stay cost?
How much does the average American household spend on transportation per year?
How much would I need to save monthly to have $1 million when I retire?
If a single person taking the standard deduction makes $40,000, how much will they pay in federal income taxes?
If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now?
Over a recent 20 year period, what percent of pros investing in large companies "beat the market?"
What are your odds of getting at least one job interview if you submit 1-10 applications?
What is the average amount of student debt for college graduates?
What is the average amount of time between a job interview and receiving an offer?
What is the cost to repair an iPhone screen?
What percent of consumers read online reviews before buying a product?
What percent of students receive scholarships or grants for college?
What percentage of people make purchases due to FOMO?
What percentage of young people (age 18-24) have never checked their credit score?
When deciding whether to follow an influencer on social media, what trait did teens say was most important?

FinCap Fridays

FAFSA Fast Facts
Money For College
Saying "OK" to the 401k
Stock Split Summer
What's Buy Now, Pay Later?