Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Which Repayment Option is Best? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Your Tax Dollar in Action INTERACTIVE: Bummer! What's the average credit score needed to rent an apartment? ANALYZE: A FAFSA Submission Summary MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan COMPARE: Types of Savings Accounts How much does a texting while driving ticket increase auto insurance premiums? PLAY: It Costs HOW Much? What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Impact of Credit Score on Loans What percent of students receive scholarships or grants for college? Which savings strategy is most effective? FINE PRINT: Checking Account Statement What source of funding is used most often to start new businesses? INTERACTIVE: Living Paycheck to Paycheck PLAY: Roll with the Market INTERACTIVE: Invest with STAX! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Return on Your College Investment How much more likely is a business to launch if the founder creates a business plan? What percent of new businesses are still operating after 10 years? When the Mean is Kinda Nice RESEARCH: Fair Credit Reporting Act COMPARE: Auto Loans MOVE: What Determines Your Insurance Premium? PLAY: Types of Car Insurance RESEARCH: Professional Certifications INTERACTIVE: Compounding Cat Insanity Gotta Habit INTERACTIVE: Online Bank Simulator MOVE: Types of Employment PLAY: Organize Budget Expenses MOVE: Up and Down with Credit Scores What do cardholders fear most when using a credit card? Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Dollar Cost Averaging in Action ANALYZE: Inequalities in Investing FINE PRINT: Financial Aid Package FINE PRINT: Schumer Box MOVE: The Net Price of College RESEARCH: Credit Protections CALCULATE: Your Federal Taxes CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Budget Frenzy! READ: Retirement Basics MOVE: Let's Make a Mutual Fund ANALYZE: Household Debt and Credit Report

DESMOS ACTIVITIES

DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Sampling Methods DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Real World Linear Inequalities DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Equations from Checking Word Problems DESMOS: Create a Histogram DESMOS: Growth Factor and Investments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Point Collector: Lines DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exploring State and Local Tax Rates DESMOS: Investing and Exponential Change DESMOS: Writing Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Chance Experiments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Conditional Probability DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Credit Dot Plots DESMOS: Exponential Growth in Circles DESMOS: Linear Growth Patterns DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Linear Systems DESMOS: Marbleslides: Exploring Exponentials DESMOS: Comparing the Cost of Different Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential vs Linear Patterns DESMOS: Growth of Savings vs Investments DESMOS: Systems of Two Linear Equations DESMOS: Linear Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential Regression in Investing DESMOS: Future Value of a Periodic Investment DESMOS: OLS Regression and College Costs DESMOS: College Sticker Price and ACT Scores