Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Let's Make a Mutual Fund Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? FINE PRINT: Schumer Box RESEARCH: Credit Protections MOVE: The Net Price of College PLAY: Types of Car Insurance How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Financial Aid Package ANALYZE: Dollar Cost Averaging in Action INTERACTIVE: Invest with STAX! PLAY: Budget Frenzy! INTERACTIVE: Bummer! ANALYZE: Household Debt and Credit Report RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? READ: Retirement Basics COMPARE: Types of Savings Accounts Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Online Bank Simulator CREATE: Personalized Productive Gap Year Plan MOVE: Types of Employment PLAY: It Costs HOW Much? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Auto Loans What percent of Americans who have credit card debt won't be able to pay it off within a year? What do cardholders fear most when using a credit card? INTERACTIVE: Compounding Cat Insanity CALCULATE: Impact of Credit Score on Loans MOVE: Your Tax Dollar in Action FINE PRINT: Checking Account Statement CALCULATE: Return on Your College Investment MOVE: Up and Down with Credit Scores What percent of new businesses are still operating after 10 years? ANALYZE: Inequalities in Investing CALCULATE: Your Federal Taxes MOVE: Credit Musical Chairs ANALYZE: A FAFSA Submission Summary INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Fair Credit Reporting Act PLAY: Roll with the Market MOVE: What Determines Your Insurance Premium? COMPARE: Which Repayment Option is Best? When the Mean is Kinda Nice CALCULATE: Debt Avalanche v. Debt Snowball Gotta Habit Which savings strategy is most effective? PLAY: Organize Budget Expenses What percent of students receive scholarships or grants for college? What's the average credit score needed to rent an apartment?

DESMOS ACTIVITIES

DESMOS: Prize Wheel Puzzle DESMOS: Systems of Two Linear Equations DESMOS: Growth Factor and Investments DESMOS: Card Sort: Four Views of a Function DESMOS: Create a Histogram DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Graphs of Piecewise Functions DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Chance Experiments DESMOS: Linear Equations from Checking Word Problems DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Writing Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential vs Linear Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Conditional Probability DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Growth of Savings vs Investments DESMOS: Linear Growth Patterns DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exploring State and Local Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Investing and Exponential Change DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Polygraph: Guess the Distribution DESMOS: Exponential Regression in Investing DESMOS: Complex Systems of Inequalities DESMOS: Writing Linear Equations and Checking DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Point Collector: Lines DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Credit Dot Plots DESMOS: Exponential Growth in Circles DESMOS: Real World Linear Inequalities DESMOS: Marbleslides: Exploring Exponentials DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: The Impact of Investing Fees on Exponential Growth