Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of new businesses are still operating after 10 years? Do consumers send more money on Venmo or spend more money on Amazon? What source of funding is used most often to start new businesses? MOVE: Your Tax Dollar in Action RESEARCH: Professional Certifications ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans CREATE: Personalized Productive Gap Year Plan PLAY: Roll with the Market COMPARE: Auto Loans MOVE: Up and Down with Credit Scores PLAY: It Costs HOW Much? MOVE: Let's Make a Mutual Fund Gotta Habit MOVE: The Net Price of College When the Mean is Kinda Nice INTERACTIVE: Compounding Cat Insanity Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Financial Aid Package How much does a texting while driving ticket increase auto insurance premiums? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Bummer! ANALYZE: A FAFSA Submission Summary FINE PRINT: Schumer Box PLAY: Types of Car Insurance RESEARCH: Credit Protections INTERACTIVE: Online Bank Simulator CALCULATE: Return on Your College Investment What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Checking Account Statement Which savings strategy is most effective? ANALYZE: Household Debt and Credit Report If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Invest with STAX! MOVE: Credit Musical Chairs COMPARE: Types of Savings Accounts What do cardholders fear most when using a credit card? MOVE: What Determines Your Insurance Premium? MOVE: Types of Employment What percent of students receive scholarships or grants for college? ANALYZE: Dollar Cost Averaging in Action COMPARE: Which Repayment Option is Best? PLAY: Organize Budget Expenses READ: Retirement Basics CALCULATE: Your Federal Taxes RESEARCH: Fair Credit Reporting Act PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment?

DESMOS ACTIVITIES

DESMOS: College Sticker Price and ACT Scores DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Point Collector: Lines DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Conditional Probability DESMOS: Create a Histogram DESMOS: Linear Growth Patterns DESMOS: Card Sort: Four Views of a Function DESMOS: Linear Equations from Checking Word Problems DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Future Value of a Periodic Investment DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Linear Equations in Standard Form DESMOS: Systems of Two Linear Equations DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: OLS Regression and College Costs DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Investing and Exponential Change DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Linear Systems DESMOS: Writing Linear Equations and Checking DESMOS: Marbleslides: Exploring Exponentials DESMOS: Credit Dot Plots DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Growth of Savings vs Investments DESMOS: Real World Linear Inequalities DESMOS: Complex Systems of Inequalities DESMOS: Graphs of Piecewise Functions DESMOS: Chance Experiments DESMOS: Card Sort: Independent and Dependent Events DESMOS: Prize Wheel Puzzle DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Growth Factor and Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential Growth in Circles