Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator MOVE: Let's Make a Mutual Fund MOVE: The Net Price of College MOVE: Types of Employment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Which savings strategy is most effective? ANALYZE: Inequalities in Investing What source of funding is used most often to start new businesses? FINE PRINT: Schumer Box RESEARCH: Professional Certifications How much more likely is a business to launch if the founder creates a business plan? PLAY: Types of Car Insurance COMPARE: Which Repayment Option is Best? INTERACTIVE: Invest with STAX! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Compounding Cat Insanity CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much? Gotta Habit FINE PRINT: Financial Aid Package Do consumers send more money on Venmo or spend more money on Amazon? READ: Retirement Basics MOVE: What Determines Your Insurance Premium? RESEARCH: Fair Credit Reporting Act How much does a texting while driving ticket increase auto insurance premiums? PLAY: Budget Frenzy! CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Bummer! What's the average credit score needed to rent an apartment? CALCULATE: Your Federal Taxes What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Types of Savings Accounts What percent of new businesses are still operating after 10 years? What percent of Americans who have credit card debt won't be able to pay it off within a year? COMPARE: Auto Loans MOVE: Credit Musical Chairs When the Mean is Kinda Nice ANALYZE: A FAFSA Submission Summary PLAY: Roll with the Market ANALYZE: Household Debt and Credit Report CALCULATE: Return on Your College Investment What percent of students receive scholarships or grants for college? ANALYZE: Dollar Cost Averaging in Action CALCULATE: Impact of Credit Score on Loans PLAY: Organize Budget Expenses What do cardholders fear most when using a credit card? RESEARCH: Credit Protections MOVE: Up and Down with Credit Scores MOVE: Your Tax Dollar in Action

DESMOS ACTIVITIES

DESMOS: Growth Factor and Investments DESMOS: Writing Linear Equations and Checking DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Growth Patterns DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Systems of Two Linear Equations DESMOS: Comparing the Cost of Different Student Loans DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exploring State and Local Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Credit Dot Plots DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Conditional Probability DESMOS: Chance Experiments DESMOS: Future Value of a Periodic Investment DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exponential vs Linear Patterns DESMOS: Writing Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: College Sticker Price and ACT Scores DESMOS: OLS Regression and College Costs DESMOS: Exponential Regression in Investing DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Polygraph: Guess the Distribution DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Growth of Savings vs Investments DESMOS: Exponential Growth in Circles DESMOS: Point Collector: Lines DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Complex Systems of Inequalities DESMOS: Investing and Exponential Change DESMOS: Create a Histogram DESMOS: Marbleslides: Exploring Exponentials