Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Up and Down with Credit Scores ANALYZE: A FAFSA Submission Summary ANALYZE: Inequalities in Investing ANALYZE: Household Debt and Credit Report What percent of students receive scholarships or grants for college? RESEARCH: Fair Credit Reporting Act CALCULATE: Impact of Credit Score on Loans READ: Retirement Basics INTERACTIVE: Bummer! When the Mean is Kinda Nice Which savings strategy is most effective? RESEARCH: Professional Certifications PLAY: Roll with the Market CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses INTERACTIVE: Invest with STAX! What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: It Costs HOW Much? PLAY: Budget Frenzy! How much more likely is a business to launch if the founder creates a business plan? Gotta Habit FINE PRINT: Checking Account Statement RESEARCH: Credit Protections Do consumers send more money on Venmo or spend more money on Amazon? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Your Tax Dollar in Action Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Auto Loans CALCULATE: Your Federal Taxes If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: The Net Price of College PLAY: Types of Car Insurance What do cardholders fear most when using a credit card? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging in Action What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment MOVE: Let's Make a Mutual Fund COMPARE: Types of Savings Accounts INTERACTIVE: Living Paycheck to Paycheck What's the average credit score needed to rent an apartment? MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Online Bank Simulator MOVE: Types of Employment MOVE: Credit Musical Chairs FINE PRINT: Financial Aid Package What source of funding is used most often to start new businesses? COMPARE: Which Repayment Option is Best?

DESMOS ACTIVITIES

DESMOS: Writing Linear Equations and Checking DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Comparing the Cost of Different Student Loans DESMOS: Point Collector: Lines DESMOS: Card Sort: Sampling Methods DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Chance Experiments DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Conditional Probability DESMOS: Exponential vs Linear Patterns DESMOS: Growth of Savings vs Investments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Linear Equations from Checking Word Problems DESMOS: Exploring State and Local Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Independent and Dependent Events DESMOS: Future Value of a Periodic Investment DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Complex Systems of Inequalities DESMOS: Investing and Exponential Change DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exponential Growth in Circles DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exponential Regression in Investing DESMOS: Credit Dot Plots DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Growth Factor and Investments DESMOS: Graphs of Piecewise Functions DESMOS: Create a Histogram DESMOS: OLS Regression and College Costs DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Four Views of a Function DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Equations in Standard Form DESMOS: Writing Equations in Standard Form DESMOS: Polygraph: Guess the Distribution DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Linear Systems DESMOS: Recursive Formulas: Paying Down an Auto Loan