Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Types of Car Insurance MOVE: The Net Price of College MOVE: Up and Down with Credit Scores READ: Retirement Basics MOVE: Types of Employment What percent of new businesses are still operating after 10 years? RESEARCH: Professional Certifications COMPARE: Which Repayment Option is Best? INTERACTIVE: Bummer! CALCULATE: Your Federal Taxes What source of funding is used most often to start new businesses? INTERACTIVE: Living Paycheck to Paycheck MOVE: Credit Musical Chairs FINE PRINT: Schumer Box PLAY: Roll with the Market RESEARCH: Fair Credit Reporting Act INTERACTIVE: Online Bank Simulator FINE PRINT: Checking Account Statement What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Auto Loans MOVE: Your Tax Dollar in Action PLAY: Budget Frenzy! What percent of students receive scholarships or grants for college? What's the average credit score needed to rent an apartment? MOVE: Let's Make a Mutual Fund MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball When the Mean is Kinda Nice ANALYZE: A FAFSA Submission Summary ANALYZE: Household Debt and Credit Report Gotta Habit COMPARE: Types of Savings Accounts ANALYZE: Dollar Cost Averaging in Action ANALYZE: Inequalities in Investing What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Return on Your College Investment INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package How much more likely is a business to launch if the founder creates a business plan? What do cardholders fear most when using a credit card? Which savings strategy is most effective? How much does a texting while driving ticket increase auto insurance premiums? PLAY: It Costs HOW Much? Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Credit Protections PLAY: Organize Budget Expenses Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Invest with STAX! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CREATE: Personalized Productive Gap Year Plan CALCULATE: Impact of Credit Score on Loans

DESMOS ACTIVITIES

DESMOS: Create a Histogram DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exponential vs Linear Patterns DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Credit Dot Plots DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Point Collector: Lines DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Four Views of a Function DESMOS: Histograms and Box Plots of Housing Costs DESMOS: OLS Regression and College Costs DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Independent and Dependent Events DESMOS: Growth Factor and Investments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential Regression in Investing DESMOS: Graphs of Piecewise Functions DESMOS: Real World Linear Inequalities DESMOS: Complex Systems of Inequalities DESMOS: Future Value of a Periodic Investment DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Linear Growth Patterns DESMOS: Chance Experiments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Prize Wheel Puzzle DESMOS: College Sticker Price and ACT Scores DESMOS: Systems of Two Linear Equations DESMOS: Investing and Exponential Change DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential Growth in Circles DESMOS: Writing Linear Equations and Checking DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Linear Systems DESMOS: Writing Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exploring State and Local Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth