Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Fair Credit Reporting Act PLAY: Organize Budget Expenses Gotta Habit Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Your Federal Taxes What percent of students receive scholarships or grants for college? INTERACTIVE: Online Bank Simulator Which savings strategy is most effective? COMPARE: Which Repayment Option is Best? CALCULATE: Return on Your College Investment INTERACTIVE: Invest with STAX! What's the average credit score needed to rent an apartment? ANALYZE: A FAFSA Submission Summary CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Professional Certifications What do cardholders fear most when using a credit card? MOVE: Your Tax Dollar in Action CREATE: Personalized Productive Gap Year Plan READ: Retirement Basics When the Mean is Kinda Nice INTERACTIVE: Compounding Cat Insanity MOVE: Types of Employment How much more likely is a business to launch if the founder creates a business plan? MOVE: The Net Price of College Do consumers send more money on Venmo or spend more money on Amazon? PLAY: It Costs HOW Much? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much does a texting while driving ticket increase auto insurance premiums? PLAY: Types of Car Insurance PLAY: Roll with the Market MOVE: Credit Musical Chairs INTERACTIVE: Bummer! What source of funding is used most often to start new businesses? FINE PRINT: Schumer Box COMPARE: Auto Loans ANALYZE: Dollar Cost Averaging in Action What percent of Americans who have credit card debt won't be able to pay it off within a year? What percent of new businesses are still operating after 10 years? MOVE: Let's Make a Mutual Fund MOVE: Up and Down with Credit Scores MOVE: What Determines Your Insurance Premium? What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Inequalities in Investing RESEARCH: Credit Protections FINE PRINT: Financial Aid Package FINE PRINT: Checking Account Statement ANALYZE: Household Debt and Credit Report CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Savings Accounts PLAY: Budget Frenzy!

DESMOS ACTIVITIES

DESMOS: Exploring State and Local Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Writing Linear Equations and Checking DESMOS: Future Value of a Periodic Investment DESMOS: Polygraph: Guess the Distribution DESMOS: Exponential Regression in Investing DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Point Collector: Lines DESMOS: Create a Histogram DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Chance Experiments DESMOS: Card Sort: Conditional Probability DESMOS: Linear Growth Patterns DESMOS: Card Sort: Linear Systems DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Independent and Dependent Events DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing Equations in Standard Form DESMOS: Growth of Savings vs Investments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Credit Dot Plots DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Growth Factor and Investments DESMOS: Exponential Growth in Circles DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential vs Linear Patterns DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Linear Equations from Checking Word Problems DESMOS: Prize Wheel Puzzle DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Four Views of a Function DESMOS: Graphs of Piecewise Functions DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphing Systems of Equations with Savings Balances