Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market RESEARCH: Credit Protections How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Dollar Cost Averaging in Action PLAY: Budget Frenzy! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: It Costs HOW Much? What are the top 3 types of products/services Gen Z is most likely to splurge on? CREATE: Personalized Productive Gap Year Plan What source of funding is used most often to start new businesses? FINE PRINT: Schumer Box FINE PRINT: Financial Aid Package INTERACTIVE: Living Paycheck to Paycheck Gotta Habit PLAY: Types of Car Insurance COMPARE: Which Repayment Option is Best? FINE PRINT: Checking Account Statement COMPARE: Auto Loans How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Household Debt and Credit Report READ: Retirement Basics MOVE: Credit Musical Chairs RESEARCH: Fair Credit Reporting Act INTERACTIVE: Bummer! CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Up and Down with Credit Scores INTERACTIVE: Online Bank Simulator ANALYZE: Inequalities in Investing CALCULATE: Your Federal Taxes CALCULATE: Impact of Credit Score on Loans MOVE: The Net Price of College What percent of new businesses are still operating after 10 years? RESEARCH: Professional Certifications INTERACTIVE: Invest with STAX! MOVE: Let's Make a Mutual Fund What percent of students receive scholarships or grants for college? MOVE: Types of Employment What's the average credit score needed to rent an apartment? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: What Determines Your Insurance Premium? CALCULATE: Return on Your College Investment COMPARE: Types of Savings Accounts Do consumers send more money on Venmo or spend more money on Amazon? Which savings strategy is most effective? What do cardholders fear most when using a credit card? ANALYZE: A FAFSA Submission Summary INTERACTIVE: Compounding Cat Insanity MOVE: Your Tax Dollar in Action When the Mean is Kinda Nice PLAY: Organize Budget Expenses What percent of Americans who have credit card debt won't be able to pay it off within a year?

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Four Views of a Function DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Conditional Probability DESMOS: OLS Regression and College Costs DESMOS: Exponential Regression in Investing DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing Linear Equations and Checking DESMOS: Linear Growth Patterns DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Real World Linear Inequalities DESMOS: Credit Dot Plots DESMOS: Growth of Savings vs Investments DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Create a Histogram DESMOS: Polygraph: Guess the Distribution DESMOS: Writing Equations in Standard Form DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Comparing the Cost of Different Student Loans DESMOS: Growth Factor and Investments DESMOS: Investing and Exponential Change DESMOS: Linear Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Graphs of Piecewise Functions DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Prize Wheel Puzzle DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Chance Experiments DESMOS: Point Collector: Lines DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential vs Linear Patterns DESMOS: Exponential Growth in Circles DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Marbleslides: Exploring Exponentials