Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Which savings strategy is most effective? CALCULATE: Impact of Credit Score on Loans ANALYZE: Inequalities in Investing PLAY: Types of Car Insurance MOVE: What Determines Your Insurance Premium? COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? CALCULATE: Your Federal Taxes When the Mean is Kinda Nice Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: The Net Price of College INTERACTIVE: Living Paycheck to Paycheck Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Checking Account Statement ANALYZE: Household Debt and Credit Report What do cardholders fear most when using a credit card? INTERACTIVE: Compounding Cat Insanity CREATE: Personalized Productive Gap Year Plan COMPARE: Auto Loans MOVE: Types of Employment RESEARCH: Credit Protections COMPARE: Which Repayment Option is Best? ANALYZE: Dollar Cost Averaging in Action INTERACTIVE: Bummer! READ: Retirement Basics What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? Gotta Habit RESEARCH: Fair Credit Reporting Act What percent of new businesses are still operating after 10 years? INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box FINE PRINT: Financial Aid Package ANALYZE: A FAFSA Submission Summary INTERACTIVE: Online Bank Simulator PLAY: Organize Budget Expenses CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Credit Musical Chairs CALCULATE: Return on Your College Investment MOVE: Up and Down with Credit Scores What percent of Americans who have credit card debt won't be able to pay it off within a year? How much does a texting while driving ticket increase auto insurance premiums? PLAY: Roll with the Market RESEARCH: Professional Certifications PLAY: It Costs HOW Much? PLAY: Budget Frenzy! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What source of funding is used most often to start new businesses?

DESMOS ACTIVITIES

DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Independent and Dependent Events DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Conditional Probability DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Linear Systems DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exploring State and Local Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Growth of Savings vs Investments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Systems of Two Linear Equations DESMOS: Marbleslides: Exploring Exponentials DESMOS: Create a Histogram DESMOS: Prize Wheel Puzzle DESMOS: Writing Equations in Standard Form DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: OLS Regression and College Costs DESMOS: Growth Factor and Investments DESMOS: Card Sort: Four Views of a Function DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Chance Experiments DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Credit Dot Plots DESMOS: Investing and Exponential Change DESMOS: Card Sort: Sampling Methods DESMOS: Exponential vs Linear Patterns DESMOS: Linear Equations from Checking Word Problems DESMOS: College Sticker Price and ACT Scores DESMOS: Exponential Regression in Investing DESMOS: Complex Systems of Inequalities DESMOS: Writing Linear Equations and Checking DESMOS: Real World Linear Inequalities DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Point Collector: Lines DESMOS: Graphs of Piecewise Functions