Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Checking Account Statement ANALYZE: Inequalities in Investing MOVE: Types of Employment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Fair Credit Reporting Act INTERACTIVE: Online Bank Simulator INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Debt Avalanche v. Debt Snowball Do consumers send more money on Venmo or spend more money on Amazon? When the Mean is Kinda Nice COMPARE: Auto Loans PLAY: Organize Budget Expenses MOVE: The Net Price of College CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund PLAY: It Costs HOW Much? READ: Retirement Basics PLAY: Budget Frenzy! INTERACTIVE: Bummer! COMPARE: Which Repayment Option is Best? CALCULATE: Your Federal Taxes Gotta Habit MOVE: What Determines Your Insurance Premium? What percent of new businesses are still operating after 10 years? MOVE: Your Tax Dollar in Action If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of students receive scholarships or grants for college? What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging in Action INTERACTIVE: Invest with STAX! PLAY: Types of Car Insurance PLAY: Roll with the Market What are the top 3 types of products/services Gen Z is most likely to splurge on? Which savings strategy is most effective? FINE PRINT: Schumer Box ANALYZE: Household Debt and Credit Report COMPARE: Types of Savings Accounts MOVE: Up and Down with Credit Scores What do cardholders fear most when using a credit card? FINE PRINT: Financial Aid Package RESEARCH: Professional Certifications How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Credit Protections What's the average credit score needed to rent an apartment? CALCULATE: Return on Your College Investment CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs What source of funding is used most often to start new businesses? ANALYZE: A FAFSA Submission Summary How much more likely is a business to launch if the founder creates a business plan?

DESMOS ACTIVITIES

DESMOS: Credit Dot Plots DESMOS: Card Sort: Four Views of a Function DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Conditional Probability DESMOS: Comparing the Cost of Different Student Loans DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Graphs of Piecewise Functions DESMOS: Polygraph: Guess the Distribution DESMOS: College Sticker Price and ACT Scores DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Investing and Exponential Change DESMOS: Complex Systems of Inequalities DESMOS: Writing Linear Equations and Checking DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Linear Growth Patterns DESMOS: Systems of Two Linear Equations DESMOS: Prize Wheel Puzzle DESMOS: Point Collector: Lines DESMOS: Growth Factor and Investments DESMOS: Marbleslides: Exploring Exponentials DESMOS: OLS Regression and College Costs DESMOS: Histograms and Box Plots of Housing Costs DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Linear Systems DESMOS: Exponential Regression in Investing DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Create a Histogram DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Writing Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Chance Experiments DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Equations from Checking Word Problems DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates