Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Which savings strategy is most effective? READ: Retirement Basics How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? MOVE: Your Tax Dollar in Action INTERACTIVE: Compounding Cat Insanity MOVE: Types of Employment What source of funding is used most often to start new businesses? How much more likely is a business to launch if the founder creates a business plan? MOVE: Credit Musical Chairs PLAY: Types of Car Insurance CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Online Bank Simulator FINE PRINT: Financial Aid Package PLAY: Roll with the Market What's the average credit score needed to rent an apartment? PLAY: Organize Budget Expenses What do cardholders fear most when using a credit card? Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Professional Certifications ANALYZE: Inequalities in Investing INTERACTIVE: Invest with STAX! MOVE: The Net Price of College ANALYZE: Dollar Cost Averaging in Action Gotta Habit COMPARE: Types of Savings Accounts INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Return on Your College Investment CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund RESEARCH: Fair Credit Reporting Act If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Up and Down with Credit Scores CREATE: Personalized Productive Gap Year Plan Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Schumer Box INTERACTIVE: Bummer! FINE PRINT: Checking Account Statement What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Auto Loans ANALYZE: A FAFSA Submission Summary What percent of students receive scholarships or grants for college? PLAY: It Costs HOW Much? When the Mean is Kinda Nice PLAY: Budget Frenzy! RESEARCH: Credit Protections What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Your Federal Taxes ANALYZE: Household Debt and Credit Report MOVE: What Determines Your Insurance Premium? What percent of new businesses are still operating after 10 years?

DESMOS ACTIVITIES

DESMOS: Point Collector: Lines DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Linear Equations in Standard Form DESMOS: Complex Systems of Inequalities DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Systems of Two Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exploring State and Local Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Growth Factor and Investments DESMOS: Create a Histogram DESMOS: Credit Dot Plots DESMOS: Card Sort: Sampling Methods DESMOS: Investing and Exponential Change DESMOS: Card Sort: Four Views of a Function DESMOS: Writing Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Chance Experiments DESMOS: Exponential Regression in Investing DESMOS: Graphs of Piecewise Functions DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Independent and Dependent Events DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Linear Systems DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential vs Linear Patterns DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Growth of Savings vs Investments DESMOS: Future Value of a Periodic Investment DESMOS: OLS Regression and College Costs DESMOS: Marbleslides: Exploring Exponentials DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Prize Wheel Puzzle DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential Growth in Circles DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Real World Linear Inequalities DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Growth Patterns DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Conditional Probability