Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: What Determines Your Insurance Premium? COMPARE: Auto Loans MOVE: Up and Down with Credit Scores RESEARCH: Professional Certifications Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Dollar Cost Averaging in Action PLAY: Roll with the Market FINE PRINT: Financial Aid Package INTERACTIVE: Bummer! Gotta Habit ANALYZE: A FAFSA Submission Summary PLAY: Budget Frenzy! FINE PRINT: Schumer Box What source of funding is used most often to start new businesses? PLAY: It Costs HOW Much? PLAY: Organize Budget Expenses What are the top 3 types of products/services Gen Z is most likely to splurge on? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! CALCULATE: Your Federal Taxes COMPARE: Types of Savings Accounts CALCULATE: Return on Your College Investment What do cardholders fear most when using a credit card? CREATE: Personalized Productive Gap Year Plan READ: Retirement Basics RESEARCH: Credit Protections CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Let's Make a Mutual Fund CALCULATE: Impact of Credit Score on Loans How much does a texting while driving ticket increase auto insurance premiums? MOVE: Credit Musical Chairs Which savings strategy is most effective? ANALYZE: Inequalities in Investing MOVE: Your Tax Dollar in Action MOVE: The Net Price of College ANALYZE: Household Debt and Credit Report INTERACTIVE: Living Paycheck to Paycheck When the Mean is Kinda Nice What percent of students receive scholarships or grants for college? COMPARE: Which Repayment Option is Best? FINE PRINT: Checking Account Statement INTERACTIVE: Compounding Cat Insanity What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Types of Car Insurance What percent of new businesses are still operating after 10 years? INTERACTIVE: Online Bank Simulator If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Fair Credit Reporting Act MOVE: Types of Employment What's the average credit score needed to rent an apartment? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?"

DESMOS ACTIVITIES

DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring State and Local Tax Rates DESMOS: Growth Factor and Investments DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exponential Growth in Circles DESMOS: Chance Experiments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing Equations in Standard Form DESMOS: Comparing the Cost of Different Student Loans DESMOS: Writing Linear Equations and Checking DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential Regression in Investing DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Matching Recursive Sequences DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Growth Patterns DESMOS: Histograms and Box Plots of Housing Costs DESMOS: College Sticker Price and ACT Scores DESMOS: Marbleslides: Exploring Exponentials DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Systems DESMOS: Future Value of a Periodic Investment DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: OLS Regression and College Costs DESMOS: Point Collector: Lines DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Graphs of Piecewise Functions DESMOS: Credit Dot Plots DESMOS: Systems of Two Linear Equations DESMOS: Growth of Savings vs Investments DESMOS: Investing and Exponential Change DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Conditional Probability DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Create a Histogram