Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Types of Car Insurance PLAY: Budget Frenzy! PLAY: Organize Budget Expenses What percent of new businesses are still operating after 10 years? MOVE: The Net Price of College How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Fair Credit Reporting Act RESEARCH: Professional Certifications What percent of students receive scholarships or grants for college? MOVE: What Determines Your Insurance Premium? What's the average credit score needed to rent an apartment? CALCULATE: Your Federal Taxes ANALYZE: Household Debt and Credit Report Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Credit Musical Chairs READ: Retirement Basics COMPARE: Which Repayment Option is Best? What percent of Americans who have credit card debt won't be able to pay it off within a year? RESEARCH: Credit Protections CALCULATE: Impact of Credit Score on Loans Gotta Habit COMPARE: Types of Savings Accounts PLAY: Roll with the Market What do cardholders fear most when using a credit card? ANALYZE: A FAFSA Submission Summary ANALYZE: Dollar Cost Averaging in Action INTERACTIVE: Bummer! What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Types of Employment MOVE: Let's Make a Mutual Fund PLAY: It Costs HOW Much? INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Invest with STAX! CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Which savings strategy is most effective? MOVE: Up and Down with Credit Scores How much more likely is a business to launch if the founder creates a business plan? MOVE: Your Tax Dollar in Action COMPARE: Auto Loans When the Mean is Kinda Nice CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Online Bank Simulator CREATE: Personalized Productive Gap Year Plan ANALYZE: Inequalities in Investing If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Schumer Box What source of funding is used most often to start new businesses? FINE PRINT: Financial Aid Package FINE PRINT: Checking Account Statement

DESMOS ACTIVITIES

DESMOS: Point Collector: Lines DESMOS: Prize Wheel Puzzle DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Writing Linear Equations and Checking DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Systems DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: College Sticker Price and ACT Scores DESMOS: Create a Histogram DESMOS: Histograms and Box Plots of Housing Costs DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Growth Factor and Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential Regression in Investing DESMOS: Future Value of a Periodic Investment DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Chance Experiments DESMOS: Marbleslides: Exploring Exponentials DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Conditional Probability DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Growth Patterns DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Polygraph: Guess the Distribution DESMOS: OLS Regression and College Costs DESMOS: Writing Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential vs Linear Patterns DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Graphs of Piecewise Functions DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential Growth in Circles DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Investing and Exponential Change DESMOS: Exploring Tax Rates by Income Level and Tax Type