Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Household Debt and Credit Report PLAY: Types of Car Insurance INTERACTIVE: Online Bank Simulator INTERACTIVE: Compounding Cat Insanity Which savings strategy is most effective? READ: Retirement Basics What percent of students receive scholarships or grants for college? MOVE: Types of Employment MOVE: The Net Price of College CALCULATE: Impact of Credit Score on Loans RESEARCH: Fair Credit Reporting Act Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Professional Certifications What percent of new businesses are still operating after 10 years? MOVE: Credit Musical Chairs How much more likely is a business to launch if the founder creates a business plan? COMPARE: Auto Loans CALCULATE: Your Federal Taxes MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck When the Mean is Kinda Nice What source of funding is used most often to start new businesses? CALCULATE: Return on Your College Investment INTERACTIVE: Bummer! ANALYZE: A FAFSA Submission Summary Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Let's Make a Mutual Fund CREATE: Personalized Productive Gap Year Plan COMPARE: Types of Savings Accounts Gotta Habit PLAY: Organize Budget Expenses What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package COMPARE: Which Repayment Option is Best? PLAY: Roll with the Market MOVE: Your Tax Dollar in Action What's the average credit score needed to rent an apartment? ANALYZE: Dollar Cost Averaging in Action What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: It Costs HOW Much? FINE PRINT: Checking Account Statement ANALYZE: Inequalities in Investing PLAY: Budget Frenzy! MOVE: Up and Down with Credit Scores What do cardholders fear most when using a credit card? RESEARCH: Credit Protections FINE PRINT: Schumer Box

DESMOS ACTIVITIES

DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Point Collector: Lines DESMOS: Graphs of Piecewise Functions DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Growth Factor and Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Growth of Savings vs Investments DESMOS: Chance Experiments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: OLS Regression and College Costs DESMOS: Prize Wheel Puzzle DESMOS: Exponential vs Linear Patterns DESMOS: Real World Linear Inequalities DESMOS: Marbleslides: Exploring Exponentials DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Credit Dot Plots DESMOS: Systems of Two Linear Equations DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Sampling Methods DESMOS: Complex Systems of Inequalities DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Conditional Probability DESMOS: Writing Linear Equations and Checking DESMOS: Create a Histogram DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Equations from Checking Word Problems DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Growth Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Four Views of a Function DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Investing and Exponential Change DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Linear Systems DESMOS: Linear Equations in Standard Form DESMOS: Writing Equations in Standard Form DESMOS: Exponential Growth in Circles