Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

COMPARE: Which Repayment Option is Best? Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? FINE PRINT: Schumer Box INTERACTIVE: Living Paycheck to Paycheck Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Professional Certifications CALCULATE: Return on Your College Investment What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Compounding Cat Insanity MOVE: Types of Employment FINE PRINT: Financial Aid Package INTERACTIVE: Bummer! PLAY: Types of Car Insurance PLAY: Organize Budget Expenses CALCULATE: Your Federal Taxes ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs FINE PRINT: Checking Account Statement What source of funding is used most often to start new businesses? What percent of students receive scholarships or grants for college? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Let's Make a Mutual Fund MOVE: The Net Price of College RESEARCH: Credit Protections What do cardholders fear most when using a credit card? PLAY: It Costs HOW Much? READ: Retirement Basics COMPARE: Types of Savings Accounts Gotta Habit COMPARE: Auto Loans CREATE: Personalized Productive Gap Year Plan PLAY: Budget Frenzy! ANALYZE: Dollar Cost Averaging in Action What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Up and Down with Credit Scores PLAY: Roll with the Market MOVE: Your Tax Dollar in Action MOVE: What Determines Your Insurance Premium? INTERACTIVE: Online Bank Simulator If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Debt Avalanche v. Debt Snowball How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Impact of Credit Score on Loans RESEARCH: Fair Credit Reporting Act ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? When the Mean is Kinda Nice

DESMOS ACTIVITIES

DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential Growth in Circles DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Linear Systems DESMOS: Exploring State and Local Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Exponential vs Linear Patterns DESMOS: Investing and Exponential Change DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Chance Experiments DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: College Sticker Price and ACT Scores DESMOS: Complex Systems of Inequalities DESMOS: Growth Factor and Investments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Future Value of a Periodic Investment DESMOS: Graphs of Piecewise Functions DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Polygraph: Guess the Distribution DESMOS: Writing Equations in Standard Form DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Linear Growth Patterns DESMOS: Point Collector: Lines DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: OLS Regression and College Costs DESMOS: Systems of Two Linear Equations DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Real World Linear Inequalities DESMOS: Credit Dot Plots DESMOS: Create a Histogram DESMOS: Graphing Systems of Equations with Savings Balances