Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Household Debt and Credit Report CALCULATE: Return on Your College Investment PLAY: Organize Budget Expenses RESEARCH: Professional Certifications If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: A FAFSA Submission Summary What percent of Americans who have credit card debt won't be able to pay it off within a year? What percent of new businesses are still operating after 10 years? PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts What percent of students receive scholarships or grants for college? What do cardholders fear most when using a credit card? FINE PRINT: Schumer Box Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package What source of funding is used most often to start new businesses? INTERACTIVE: Bummer! MOVE: Up and Down with Credit Scores FINE PRINT: Checking Account Statement READ: Retirement Basics MOVE: The Net Price of College Gotta Habit COMPARE: Auto Loans INTERACTIVE: Online Bank Simulator ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action CALCULATE: Your Federal Taxes RESEARCH: Fair Credit Reporting Act MOVE: Let's Make a Mutual Fund CALCULATE: Impact of Credit Score on Loans Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Invest with STAX! Which savings strategy is most effective? RESEARCH: Credit Protections ANALYZE: Dollar Cost Averaging in Action When the Mean is Kinda Nice MOVE: What Determines Your Insurance Premium? What are the top 3 types of products/services Gen Z is most likely to splurge on? How much does a texting while driving ticket increase auto insurance premiums? CREATE: Personalized Productive Gap Year Plan COMPARE: Which Repayment Option is Best? MOVE: Credit Musical Chairs PLAY: Roll with the Market What's the average credit score needed to rent an apartment? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Budget Frenzy! PLAY: Types of Car Insurance How much more likely is a business to launch if the founder creates a business plan? MOVE: Types of Employment

DESMOS ACTIVITIES

DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Graphs of Piecewise Functions DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Growth Patterns DESMOS: Card Sort: Independent and Dependent Events DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Future Value of a Periodic Investment DESMOS: Complex Systems of Inequalities DESMOS: Growth of Savings vs Investments DESMOS: Growth Factor and Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential Growth in Circles DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Point Collector: Lines DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Credit Dot Plots DESMOS: OLS Regression and College Costs DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Linear Systems DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Conditional Probability DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Create a Histogram DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Four Views of a Function DESMOS: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exponential vs Linear Patterns DESMOS: Exponential Regression in Investing DESMOS: Investing and Exponential Change DESMOS: Marbleslides: Exploring Exponentials DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: College Sticker Price and ACT Scores DESMOS: Chance Experiments DESMOS: Polygraph: Guess the Distribution DESMOS: Systems of Two Linear Equations