Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck What do cardholders fear most when using a credit card? PLAY: Budget Frenzy! MOVE: The Net Price of College COMPARE: Which Repayment Option is Best? FINE PRINT: Schumer Box FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball Gotta Habit What's the average credit score needed to rent an apartment? INTERACTIVE: Online Bank Simulator MOVE: Let's Make a Mutual Fund PLAY: Organize Budget Expenses RESEARCH: Professional Certifications READ: Retirement Basics What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Roll with the Market RESEARCH: Fair Credit Reporting Act Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Savings Accounts CALCULATE: Your Federal Taxes PLAY: It Costs HOW Much? CREATE: Personalized Productive Gap Year Plan If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Credit Musical Chairs Which savings strategy is most effective? ANALYZE: A FAFSA Submission Summary What percent of new businesses are still operating after 10 years? What source of funding is used most often to start new businesses? ANALYZE: Household Debt and Credit Report MOVE: What Determines Your Insurance Premium? MOVE: Your Tax Dollar in Action INTERACTIVE: Bummer! ANALYZE: Dollar Cost Averaging in Action Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Return on Your College Investment What percent of Americans who have credit card debt won't be able to pay it off within a year? How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Inequalities in Investing MOVE: Up and Down with Credit Scores INTERACTIVE: Invest with STAX! PLAY: Types of Car Insurance When the Mean is Kinda Nice How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Compounding Cat Insanity MOVE: Types of Employment COMPARE: Auto Loans RESEARCH: Credit Protections FINE PRINT: Checking Account Statement

DESMOS ACTIVITIES

DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Comparing the Cost of Different Student Loans DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: OLS Regression and College Costs DESMOS: Point Collector: Lines DESMOS: College Sticker Price and ACT Scores DESMOS: Prize Wheel Puzzle DESMOS: Graphs of Piecewise Functions DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Conditional Probability DESMOS: Writing Linear Equations and Checking DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Create a Histogram DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Linear Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Polygraph: Guess the Distribution DESMOS: Growth of Savings vs Investments DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Four Views of a Function DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential Growth in Circles DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Systems of Two Linear Equations DESMOS: Writing Equations in Standard Form DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Chance Experiments DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Investing and Exponential Change DESMOS: Complex Systems of Inequalities DESMOS: Real World Linear Inequalities DESMOS: Credit Dot Plots DESMOS: Growth Factor and Investments DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Independent and Dependent Events DESMOS: Marbleslides: Exploring Exponentials DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential Regression in Investing