Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What do cardholders fear most when using a credit card? MOVE: What Determines Your Insurance Premium? MOVE: The Net Price of College RESEARCH: Fair Credit Reporting Act MOVE: Credit Musical Chairs MOVE: Your Tax Dollar in Action MOVE: Up and Down with Credit Scores Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Return on Your College Investment What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective? COMPARE: Types of Savings Accounts PLAY: It Costs HOW Much? COMPARE: Which Repayment Option is Best? COMPARE: Auto Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Invest with STAX! Gotta Habit CALCULATE: Your Federal Taxes ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck MOVE: Types of Employment What percent of new businesses are still operating after 10 years? What source of funding is used most often to start new businesses? PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? READ: Retirement Basics How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Dollar Cost Averaging in Action PLAY: Organize Budget Expenses INTERACTIVE: Bummer! RESEARCH: Credit Protections ANALYZE: Household Debt and Credit Report FINE PRINT: Schumer Box What's the average credit score needed to rent an apartment? PLAY: Budget Frenzy! INTERACTIVE: Online Bank Simulator ANALYZE: A FAFSA Submission Summary When the Mean is Kinda Nice PLAY: Roll with the Market CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Checking Account Statement How much more likely is a business to launch if the founder creates a business plan? What percent of Americans who have credit card debt won't be able to pay it off within a year?

DESMOS ACTIVITIES

DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Equations from Checking Word Problems DESMOS: Growth of Savings vs Investments DESMOS: Exploring State and Local Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Future Value of a Periodic Investment DESMOS: Linear Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Polygraph: Guess the Distribution DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Credit Dot Plots DESMOS: Systems of Two Linear Equations DESMOS: Chance Experiments DESMOS: Create a Histogram DESMOS: Exponential vs Linear Patterns DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Four Views of a Function DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Independent and Dependent Events DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Real World Linear Inequalities DESMOS: College Sticker Price and ACT Scores DESMOS: Growth Factor and Investments DESMOS: Investing and Exponential Change DESMOS: Linear Growth Patterns DESMOS: Point Collector: Lines DESMOS: Prize Wheel Puzzle DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Conditional Probability DESMOS: Exponential Growth in Circles DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Complex Systems of Inequalities DESMOS: Exponential Regression in Investing DESMOS: OLS Regression and College Costs DESMOS: Graphs of Piecewise Functions